来源:股城网 | 2021-12-10 15:54:12 |
如今越来越多人可以买到起属于自己的汽车了,毕竟大多数人都是通过贷款的形式购买车,可以有效减轻了消费者的经济负担。但并不是每个人申请车贷都容易通过的,如今有些人遭到拒绝,那么,车贷被拒的原因是什么呢?怎么补救?下面一起看看。
通常来说,目前车贷被拒的原因有很多的,一般是信息不真实被拒绝、资料不全被拒绝、负债率过高被拒绝、还款能力不足被拒绝等。而车贷被拒绝之后,消费者是可以再次提交车贷申请的,但一定要先解决之前的问题,不然再次申请也会遭到拒绝的。
另外,车贷被拒了还有很多方法可以买车的,但最好是先找到被拒的原因,才能采取相应的措施。消费可以提高首付比例,减少贷款额度,还有就是可以增加共同借款人,或者是换家银行办车贷,找门槛低的金融公司贷款,如果实在不行还可以办理信用卡分期购车等等,这样都可以买车的。
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